Track expenses, set budgets, scan receipts, and get insights — all through a simple WhatsApp chat. No app downloads. Completely free, forever.
Hisabkrlo
online
WhatsApp Based
Expense Categories
Cost — Free Forever
Always Available
We believe everyone deserves access to financial tools — regardless of income. Hisabkrlo will never charge you a single rupee. Not now, not later, not ever.
Every feature is unlocked from day one. No premium tier, no paywalls, no tricks.
Unlike other apps, there is no 3-day or 7-day trial. You get full access forever.
Every user, whether student, shopkeeper, or CEO — gets the exact same experience.
No complex apps to learn. Just send a message and let our AI handle the rest.
Type "Spent 500 on food" and it is logged instantly. Supports English and Urdu.
Snap a photo of any receipt. Our AI extracts amounts, vendors, and line items automatically.
Too busy to type? Send a voice note and we transcribe and log your expense in seconds.
Set daily, weekly, or monthly limits per category. Get WhatsApp alerts at 50%, 75%, and 90%.
Get tips like: Your food spending is up 20% this month. Reduce Uber trips to save Rs. 3,000.
Access detailed charts, export to PDF/Excel, and manage your full financial picture online.
Budget nudges, income updates, bill reminders, and daily summaries — all on WhatsApp.
Receive itemized bills, track payments, and query outstanding balances through a simple chat.
Works in both English and Urdu. Type in Roman Urdu and we still understand.
Real conversations. Real results. Here is what using Hisabkrlo feels like.
Three simple steps to financial clarity
Click the WhatsApp button below or scan the QR code. No signup, no registration needed.
Tell us your starting balance: "Opening balance 30000". That becomes your financial baseline.
Type "Spent 500 on food" or snap a receipt photo. We handle categorization and insights.
Whether you are a student tracking pocket money or a business owner managing daily cash flow — Hisabkrlo adapts to you.
Track pocket money, hostel expenses, and monthly budgets
Log project income, manage invoices, and track earnings
Daily cash tracking, supplier payments, and profit summary
Household expenses, utility bills, and shared budgets
Salary tracking, investment logging, and tax-ready reports
Stop using notebooks, spreadsheets, or expensive apps. Here is why Hisabkrlo is the smarter choice.
Forget to write expenses
Auto-logged via WhatsApp — never forget
Download another app
Works inside WhatsApp — zero downloads
Pay Rs. 500/month for premium
Completely free forever — no catches
No idea where money goes
AI-powered insights and category breakdown
Manually enter receipt details
Snap a photo — AI reads the receipt for you
Type everything by hand
Send a voice note — we transcribe and log it
Yes, 100% free forever. There are no paid plans, no premium tiers, and no hidden charges. Every feature is available to every user at no cost.
No. Hisabkrlo works entirely through WhatsApp. Just click the link, send a message, and you are ready. No app store, no installation, no storage used.
Absolutely. We use industry-standard encryption and never share your data with third parties. Your financial information is yours alone.
Yes! You can type in English, Urdu, or Roman Urdu. For example, 'khana 500' or 'chai par 200 kharch' — we understand all of it.
Simply take a photo of any receipt or bill and send it on WhatsApp. Our AI reads the image and extracts the total amount, vendor name, and individual items automatically.
Yes! You can log in to your web dashboard to see charts, category breakdowns, and export your data to PDF or Excel.
Hisabkrlo is a Pakistani startup focused on making personal finance accessible to everyone. We believe financial awareness should not be a privilege.
Join thousands of Pakistanis managing their money smarter. Start in 30 seconds — no app download, no signup form, no cost.
Start Free on WhatsApp